My answer to this question is everyone. If you don't know where your money is going you should. I attended a free Financial Class this week and learned a couple of things which I'll share.
1. I need to start paying myself (savings) first before paying anything else. This isn't a new concept to me I just haven't been doing it and I really should be. We don't have any savings right now so saving even a few dollars a week will add up.
2. That I'm am doing quite well is all other areas. I/we got rid of satellite tv & internet and bought an antenna so we only get free tv. It's not very many channels but that's okay then I don't spend a lot of time watching tv. We can always watch one of the vhs movies we have if we get bored. Planning meals by what is on sale each week and using coupons saves me time and money. I smile when a cashier says wow you saved a lot of money and got a bunch of groceries. Usually I respond by saying I always plan my shopping trip ahead of time. On occasion when my schedule doesn't allow the time to plan my shopping trip I'll grab a sales flyer, go back out to my car and match up coupons I have to the sales items. It makes for a quick trip because I only buy the sale items. Recently I started to sell the excess Duck and Chicken eggs to help pay for their feed and a little pocket money. There is more ways to save but I'll save them for another post.
P.S. the class I took would be great for young adults just entering the work force, newlywed's or anyone wanting to learn about budgeting.
1. I need to start paying myself (savings) first before paying anything else. This isn't a new concept to me I just haven't been doing it and I really should be. We don't have any savings right now so saving even a few dollars a week will add up.
2. That I'm am doing quite well is all other areas. I/we got rid of satellite tv & internet and bought an antenna so we only get free tv. It's not very many channels but that's okay then I don't spend a lot of time watching tv. We can always watch one of the vhs movies we have if we get bored. Planning meals by what is on sale each week and using coupons saves me time and money. I smile when a cashier says wow you saved a lot of money and got a bunch of groceries. Usually I respond by saying I always plan my shopping trip ahead of time. On occasion when my schedule doesn't allow the time to plan my shopping trip I'll grab a sales flyer, go back out to my car and match up coupons I have to the sales items. It makes for a quick trip because I only buy the sale items. Recently I started to sell the excess Duck and Chicken eggs to help pay for their feed and a little pocket money. There is more ways to save but I'll save them for another post.
P.S. the class I took would be great for young adults just entering the work force, newlywed's or anyone wanting to learn about budgeting.
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